EPC/SEPA QR code generator

Create easy and customizable EPC/SEPA QR codes in seconds.

What is an EPC QR Code?

An EPC QR Code (European Payments Council) is used for SEPA instant credit transfers. It provides standardized bank-to-bank payment capabilities across Europe and simplifies invoice payments.

Key Features

  • SEPA instant payment support
  • Direct bank-to-bank transfers
  • Standardized European payment format
  • Reduced payment processing time

Use Cases

  • European business transactions
  • International invoice payments
  • Cross-border money transfers
  • Banking and financial services

How to Use

  1. 1
    Open the QRminds EPC QR code generator
  2. 2
    Enter the IBAN, recipient name, and payment amount
  3. 3
    Customize the QR code design
  4. 4
    Download your QR code and add it to your invoices

When Should You Use It?

Use an EPC QR code if you operate in the European market and want to accept SEPA bank transfers. Ideal for invoices, rent payments, and B2B transactions.

Real-World Examples

  • A Germany-based SaaS company adds EPC QR codes to invoices, enabling customers to pay with a single scan without copying the IBAN.
  • A landlord adds an EPC QR code to the monthly rent invoice, receiving smooth payments every month.
  • A European e-commerce site adds EPC QR codes to the order confirmation page, providing convenience for customers who prefer bank transfers.

Frequently Asked Questions

What does an EPC QR code do?

An EPC QR code is used to initiate instant bank-to-bank transfers in SEPA (Single Euro Payments Area) countries. When scanned, the banking app opens with IBAN, recipient name, and amount auto-filled.

Which countries support EPC QR codes?

Works in 36 SEPA member countries: EU member states, Iceland, Norway, Switzerland, Liechtenstein, Monaco, San Marino, and Vatican City included.

Is an EPC QR code free?

Yes, you can create EPC QR codes for free with QRminds. SEPA transfer fees depend on your bank, but most banks offer basic SEPA transfers for free.

Can an EPC QR code be used outside SEPA countries?

EPC QR codes don't work directly with non-SEPA banks. You can use them to facilitate payments for your business partners or customers in Europe.

What information is included in an EPC QR code?

IBAN (International Bank Account Number), recipient name, payment amount, currency, and optional payment reference are included.

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Related Guides

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All QR codes are generated instantly and work on all modern smartphones with a camera.

EPC/SEPA QR code generator - Create Free | QRminds | QRminds