How to Create a PIX QR Code
Turn your PIX key into a scannable QR code for instant payments across Brazil. Works with all Brazilian banks, fintechs, and payment apps supporting the Central Bank's PIX system. Real-time transfers, 24/7 availability.
Step-by-Step Guide
Enter PIX Key
Enter your PIX key - this can be your CPF, email, phone number, or random key generated by your bank. This identifies your account for receiving PIX payments.
Tip: CPF is the most common PIX key type in Brazil. Make sure it's registered with your bank.
Add Payment Details
Optionally add the recipient name, payment amount, and a description that will appear on the payment confirmation.
Tip: Include a clear description like 'Payment for service' or 'Product purchase' for record keeping.
Generate & Share
Customize your PIX QR code and download. Display at your business, add to invoices, or share digitally for instant Brazilian Real transfers.
Tip: PIX transfers are instant and available 24/7, including weekends and holidays.
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Create your QR code right here with our free tool
What is a PIX QR Code?
A PIX QR code encodes Brazil's PIX payment system information into a scannable format. PIX (short for 'Payment Instantaneous') is Brazil's instant payment system launched by the Central Bank in 2020. When scanned with any Brazilian banking app, it enables real-time money transfers between accounts at any time - 24 hours a day, 7 days a week, including weekends and holidays.
Why Use PIX QR Codes?
Instant Transfers
Money moves in real-time - seconds from sender to receiver.
24/7 Availability
Works any time including weekends, holidays, and after hours.
Zero Fees (Personal)
Individual PIX transfers are free. Small business fees are regulated and low.
Universal Brazil
Supported by all Brazilian banks, fintechs, and payment apps.
Multiple Key Types
Use CPF, email, phone, or random keys - choose what's easiest.
Secure & Regulated
Central Bank regulated with authentication and fraud protection.
Popular Use Cases for PIX QR Codes
Retail Stores
Physical shops accept instant PIX payments at checkout.
Street Vendors
Informal sellers can accept digital payments anywhere.
E-commerce
Online stores offer PIX as instant payment option.
Service Providers
Professionals collect payment immediately after service.
Split Bills
Friends easily split restaurant bills and shared expenses.
Freelance Work
Independent workers invoice and receive payment instantly.
Rent & Utilities
Monthly payments for housing and services.
Donations
Charities and causes receive contributions instantly.
PIX QR Code Best Practices
- Register your PIX key with your bank before creating the QR code
- Use your CPF as the PIX key for maximum compatibility
- Display QR codes at a size that's easy to scan (minimum 3x3 cm)
- Include your business name so payers recognize the recipient
- Verify payments in your banking app before providing goods
- Keep your banking app updated for latest security features
- Consider using dynamic PIX for higher transaction security
- Have backup keys registered in case of issues
Frequently Asked Questions
What is a PIX key and how do I get one?
A PIX key is an identifier linked to your bank account for receiving PIX payments. You can register your CPF (tax ID), email, phone number, or generate a random key through your bank's app or website. Most Brazilians use their CPF as it's universally accepted. You can have multiple PIX keys registered across different accounts.
Are PIX transfers really free?
For individuals, PIX transfers are completely free with no limits. For businesses (CNPJ), banks may charge small fees, but these are regulated by the Central Bank and are generally much lower than traditional banking fees (typically R$0-1.00 per transaction). Always check with your specific bank for their fee schedule.
Which Brazilian banks support PIX QR codes?
All Brazilian banks and financial institutions are required to support PIX. This includes Itaú, Bradesco, Santander, Banco do Brasil, Caixa, Nubank, Inter, C6 Bank, PicPay, and hundreds of others. Every major banking app in Brazil can scan and process PIX QR codes.
Is PIX safe for receiving payments?
Yes, PIX is highly secure and regulated by Brazil's Central Bank (Banco Central). It uses multi-factor authentication, encryption, and fraud monitoring. For receiving money, you don't need to share sensitive information - just your PIX key. The system includes dispute resolution and fraud protection mechanisms.
Can I use PIX for international transfers?
Currently, PIX is designed for domestic Brazilian Real (BRL) transfers only. The Central Bank is exploring international expansion, but for now, use traditional international wire transfers or services like Wise for cross-border payments. Some fintechs now offer PIX-to-international transfer bridges.
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