How to Create a UPI QR Code
Turn your UPI ID into a scannable QR code for instant bank-to-bank transfers in India. Works with all UPI apps including Google Pay, PhonePe, Paytm, Amazon Pay, and 100+ others. Zero transaction fees for most transfers.
Step-by-Step Guide
Enter UPI ID
Enter your UPI ID (e.g., yourname@upi, yourname@okaxis, yournumber@paytm). This is your virtual payment address for receiving money.
Tip: Create a simple, memorable UPI ID that's easy to share and represents your business.
Add Amount (Optional)
Specify a fixed amount for the payment or leave it blank for customers to enter their own amount.
Tip: Use fixed amounts for products/services; leave blank for tips and donations.
Add Note (Optional)
Include a payment note or reference that will appear in the customer's UPI app and your bank statement.
Tip: Use notes like 'Payment for Invoice #123' for better record keeping.
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Create your QR code right here with our free tool
What is a UPI QR Code?
A UPI (Unified Payments Interface) QR code encodes your UPI ID into a scannable format that works with all UPI-enabled payment apps in India. When scanned with Google Pay, PhonePe, Paytm, or any other UPI app, it instantly fills in your payment details for instant bank-to-bank transfers. UPI is India's revolutionary real-time payment system that has transformed digital payments across the country.
Why Use UPI QR Codes?
Universal Compatibility
Works with ALL UPI apps - Google Pay, PhonePe, Paytm, Amazon Pay, and 100+ others.
Zero Transaction Fees
Most UPI transactions are free for both sender and receiver.
Instant Settlement
Money transfers in real-time, 24/7, including weekends and holidays.
Bank-to-Bank Direct
No intermediaries - direct transfer from customer's bank to yours.
Secure & Regulated
Backed by NPCI and regulated by RBI with multi-factor authentication.
No Special Hardware
Just display the QR code - no POS machine or card reader needed.
Popular Use Cases for UPI QR Codes
Retail Stores
Shops, supermarkets, and kirana stores accept instant digital payments.
Street Vendors
Even small vendors and hawkers can accept cashless payments.
Restaurants & Cafes
Food businesses display QR codes on tables and counters.
E-commerce
Online sellers include UPI QR codes for instant payment.
Service Providers
Plumbers, electricians, and home services collect payment instantly.
Taxi & Auto
Transport services accept quick UPI payments from passengers.
Temples & Donations
Religious institutions and charities receive digital donations.
Rent & Utilities
Landlords and service providers collect recurring payments.
UPI QR Code Best Practices
- Create a simple, memorable UPI ID (avoid complex numbers)
- Print QR codes on durable material for daily use
- Display at comfortable scanning distance (about arm's length)
- Include your business name near the QR code
- Have backup QR codes in case one gets damaged
- Verify payments in your UPI app before providing goods/services
- Enable transaction notifications for instant confirmation
- Keep your UPI PIN secure and never share it
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